NEW DELHI, India (AP) - Thousands of small hospitals, local banks and minor power stations could be hit by the millennium bug, India's Y2K troubleshooters said Thursday. India has prepared vital installations for the turning of the clock and expects no trouble other than localized disturbances. Computers and microchips not purged of the millennium bug could go haywire when their two-digit software or hard-wired clocks turn from 99 to 00, making them mistake the year 2000 for 1900. "We do not expect any major disasters apart from minor glitches, which will be there all over the world," said Dewang Mehta, executive director of the National Association of Software and Service Companies. But other officials pointed to lapses in preparations.